FinCEN Delays Real Estate AML Rule Compliance to March 2026!

The Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule (RRE Rule) was first published in 2024 and is intended to help fight money laundering. It requires real estate professionals to report certain information to the Financial Crimes Enforcement Network (FinCEN) and was originally scheduled to become effective Dec. 1, 2025. But on Sept. 30, FinCEN announced that compliance requirements will be postponed until March 1, 2026. This decision was made to provide those affected (mainly professionals involved in real estate closings and settlements) more time to comply with the RRE Rule and to help ensure the rule is tailored to the sector.